The unsuccessful will be many including in the ranks of the French banksIt is to make the main organization in charge of global financial stabilityTomorrow they are invited to modify one to not lose on the otherThis is of course should not relax its effortsIt is this scenario to be proposed in December6 Of GDP end of 2005 public debt returned to 65by chains that undermine entrepreneurial State and regulatory structuresYesterday at the meeting François Fillon attempted to hold the two endsThe European Commission does think about nothingBut the time is not yet in the balance sheetIf the famous network undertake, founded twenty years ago by André Mulliez, provided funding for hundreds of companies, he did not know yet until last year all shoots still needing to finance their R & D. Network undertake, which indeed finance the young company at the point where it enters phase of marketing (including young technologically innovative companies, including some 60 have been winners last year), rejected records so far less mature.
This was the reason for the creation of the Inno Tech program, established just a year ago. "Result on the first year, some twenty projects have been selected which have not previously been eligible", said Fabrice national Richard, delegate of the Inno Tech program. The background idea remains the one that prevailed in the creation of the network undertake: implementation relationship of candidates to the creation of company with experienced entrepreneurs in the same sector of activity. The approach is also identical and in three steps: examination of the records by business leaders, accompanying of the winners in their entrepreneurial approach (several years) and possibly lending to honour (without guarantee or interest) repayable over five years.
To adapt a model that has been proven, the program selected among businesses 3,000 as part of the network undertake, 600 belonging to a technological chain. These are the most able to validate the technology used, positioning on the market or the development strategy. "It is at this stage to a bet much on human technology." It must be understood if the project has a potential, says Fabrice Richard, who cites an example. Last year, a project of the Ecole des mines of Douai carrier was able to present his case, in the field of nuclear energy, three entrepreneurs of Lyon and Nancy knowing all three perfectly the nuclear sector.
Up to 45,000 euros
Another example, that of Issam Aglan, creator of Neli Technologies, a start-up that developed a solution using carrier current online to simplify connections of television. He was already winner of the national contest of assistance the creation of business and hosted by the incubator Emergys, but the program Inno Tech allowed me to meet not less than seven business leaders very close my activity, my region, says Issam Aglan. ". And, with confidence, since some have explained to me in great detail and transparent strategy. It was unthinkable without this program, and this has helped me to prepare a "business plan" to start strong. What is often the most difficult when there is a rather technical training.
The program course to adapt the financial amount to riskier investments. "We have moved it upstream to finance technological development." What is the need for an innovative company. "It must, however, that the technology has already proven potential and that the company is able to present otherwise a prototype, at least a model", said Fabrice Richard. The "ready to honor emerging" can be understood between 15,000 and 45,000 euros. Loans are awarded to two thirds by the network undertake regional associations, the balance being paid by the Caisse des Dépôts et Consignations, with which the association has signed an agreement. The company may later seek a second loan of honour, classic this time for a commercial development.
